Merry Christmas and a happy new year to you all! I hope everyone gets lots of presents and consumes much food and beverages (except maybe for fthomas ) over the holidays. As the title suggests, 2017 will be the year that we launch and disrupt the world. I'm sure that's a relief for everyone to hear whilst uttering "Finally it's about time" under your breath! Looking back over 2016, although the forum has been rather quiet, and we haven't had many beta runs, a lot has been achieved that will set us up well for 2017. Allow me to recap some of the highlights: Majority of core functionality completed. Our innovative consensus algorithm was finalized and has been tested heavily. Progress on economics has been excellent and is about 90% finished. Performed the first true decentralized debit card demo on existing merchant hardware. Complete GUI overhaul and refresh of how the client looks. Acquired our first office located at the heart of Fintech in London. The first official employees came aboard. Nurtured a number of relationships that will lead to large 3rd party projects. 2017 will also start with a bang, in Jan alone there is an extensive interview being published in a major business/fintech journal, we are presenting at Blockchain week in London, and one of the 3rd party projects mentioned above kicks off developing their proof of concept on our platform. There is still a lot to do before we can launch, such as open beta, code review and security audits, finalize the marketing strategy, and a possible re-brand. I am confident however that all of those tasks can be completed, along with a V1.0 of the client, for end-Q2 if not sooner. 2017 is almost here, and it's going to be an exciting ride for sure! Over and out!